What is Direct Compensation for Property Damage (DCPD) in Alberta?
Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.
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