Auto insurance is vital in owning a vehicle, providing vehicle owners with financial protection and peace of mind. However, there are some instances where insurance companies may be able to void or deny your insurance policy, leaving you on the hook for possibly hundreds if not thousands of dollars. It’s important for vehicle owners to know of these circumstances, to avoid ending up having their claim denied. We will explore some of these situations that could lead to your insurance coverage being voided.
Changes to Mandatory Reporting of Accidents to Police – New Law Coming To A Neighborhood Near You…
There are some upcoming changes to know about when it comes to reporting accidents in Alberta. As it stands, when you are involved in a motor vehicle accident, you must report the incident to the collision centre if there are injuries, death, or if there is combined property damage of $2,000 and over. However, starting in January 2024, the Government of Alberta is changing the mandatory reporting threshold for accidents.
What is the new threshold for reporting an accident?
WHAT TO DO AFTER A PARKING LOT ACCIDENT
With the holidays approaching, more and more people will be finding themselves circling the busy parking lots of shopping malls, grocery stores and other shopping centers in the coming weeks. These parking lots can all be potential minefields for accidents, injuries, and property damage, so it is important to know how this can occur and what to do if it happens to you.
An Assessment By A Certified Examiner Is Anything But Minor
What is an Assessment by Certified Examiner and how could it affect you?
An Assessment by a Certified Examiner is a specific type of assessment performed for the purpose of determining whether your injuries from a motor vehicle accident are considered “minor” or not. If your injuries are considered minor, the Minor Injury Regulation would apply and result in a “cap” on how much you can recover in general damages, which we discuss in a previous blog (the Cap) post here.
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Some Driving Mistakes Can Have Criminal Consequences
Criminal Law: Overview of Traffic-Related Offences
Civil Law versus Criminal Law Most traffic activity in the province is regulated in the civil realm through the Traffic Safety Act, including such things as:
· distracted driving,
· careless driving,
· speeding,
· and more
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Insurance Requirements for Uber, Uber Eat, Skip and DoorDash Drivers
Are You Properly Insured as a Food Delivery Driver:
With the rising cost of living, many Albertans have taken on second jobs to help make ends meet. One popular job is that of a food delivery driver. This includes working for popular food delivery Apps such as Uber Eats, SkipTheDishes and DoorDash. However, people may not be fully insured when delivering on these Apps and run the risk of being on the hook for tens of thousands of dollars if they are in an accident.
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