Author: Moustarah & Company

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Which Insurance Company Covers The Damage To My Vehicle If I Was In An Accident

Alberta Auto Insurance FactsWhat is Direct Compensation for Property Damage (DCPD) in Alberta?

Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.

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If I don’t treat my injuries properly, does it affect my claim?

The “duty to mitigate” – if I don’t treat my injuries properly, does it affect my claim?

The quick answer – and the danger of falling under the “minor injury cap”

In short – YES! Your claim could certainly be affected.

It is very important to realize that your overall claim award can be seriously reduced in reflection of how poorly you did treating your injuries.

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Does My Insurance Cover My Home In Case Of Wildfire

Wildfire Home Insurance

With summer just around the corner, and wildfires already ablaze in British Columbia and Alberta, it is important to be prepared for the potential risks that you might be facing to your car and home, and how your insurance policy may come into play.

If your home or car is damaged during a wildfire, would you be covered?  This blog will explore the potential benefits that you might have access to under your different insurance policies, and what you can do to protect yourself.

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Personal Injury Claims & Sports Injuries

 

suing for personal injury for injuries while playing a sport

Playing sports – especially contact sports – brings with it an inherent risk of injury. Most injuries sustained playing sports are relatively minor, for example, scrapes, bruises, or sprain/strain injuries. However, more serious injuries, like fractures or concussions, while less common, are certainly a realistic possibility.

In these instances, would a player have a personal injury claim to pursue for the injuries sustained while playing their sport? This blog will look at the potential claims to be pursued, and some of the issues that can arise with these types of claims.

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Visiting Walk-In Clinics During your Recovery

walk in clinics after a motor vehicle accident

Developing an ongoing relationship with your doctor is invaluable, especially during your recovery from an accident. However, finding a family physician has become increasingly difficult for Albertans in recent years, and doctors accepting new patient are almost unheard of. Not having a regular doctor is the norm, and this has led meany people to seek primary care from Medicentres and walk-in clinics.

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Motorcycle Awareness Month

motorcycle safety tips awareness May month share road safety

 

 

 

Motorcycle Safety Tips:

With the weather improving and the sun coming out, many of us are eager to get on the road with our motorcycles. Whether you are a beginner or an experienced rider, you must follow good safety practices. Motorcycle accidents have a much higher fatality rate than car accidents since motorcycles don’t offer the same level of protection from airbags and seatbelts. As such, taking precautions can help avoid devastating consequences.

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